About Us

"Where others see challenges, we see solutions"

MAC Financial Services, Inc. was founded by Mark Cantarella after 10 years of financing and leasing experience. While working for companies such as First Sierra Financial and American Express Business Finance, he realized, with an eighty percent plus repeat customer base, there is a strong demand for the one on one personal service that has long been abandoned by corporate America. Whether our customer is a small business owner, corporation or Fortune 500 company, each transaction demonstrates the best customer service in the industry. Meeting each customers current need is our first priority. More importantly, it is not about the transaction, it is about the value of the relationship. MAC Financials most valuable asset is our customers. Our referral business has made MAC Financial an emerging leader in the equipment finance and leasing industry. MAC Financial is a member of the EAEL, UAEL & local Chamber of Commerce. MAC Financial was incorporated in 2001 and has funded over 100 million in new and used equipment for small business owners.

To meet our customer’s needs

MAC Financial Services, Inc. provides a wide array of equipment leasing and financing options tailored to meet the needs of our customers. For those customers in need of a lease, we offer the following products: capital, TRAC, master, FMV (Fair Market Value), operating and true leases. Sale-leaseback’s are available for those customers that have purchased their equipment within the last 180 days. In addition, to meet specific cash flow needs, we offer leases with deferred initial payments, seasonal payments, step up / step down payments. Certain equipment such as construction, printing, machine tool and transportation are considered “hard assets” and allow for higher residuals which will provide a lower monthly investment. For those customers requiring a loan with 100% financing, we offer the following products: floating rates with fixed payments, fixed rates, and security agreements. All of our loans include early payout provisions. Since no two companies are alike, MAC Financial Services, Inc. believes in meeting each customer’s specific needs.

To meet our vendors needs

To meet the needs of our vendors, MAC Financial Services, Inc. offers several vendor programs to provide a competitive edge. These programs vary depending on the type of equipment and the dollar amount. Some of our most successful programs include: Application Only (up to $300,000), same day approvals, no payments for 90 days, zero percent (vendor participation), and cash rebates. Joint marketing for trade shows is offered to vendors that provide us an opportunity to be of service. This includes pre-show and post show mailings, along with support at the trade show to answer financing questions and accept credit applications on site. Approved customers can purchase display equipment and the vendor will get paid before the event is over. MAC Financial Services, Inc. offers on-site vendor sales team training to outline the benefits of leasing and financing. Utilizing these benefits as a sales tool will help maintain control of the transaction and will increase the closing ratio. The longer it takes for a deal to close, the more likely the customer will change their mind or purchase from a competitor. Upon request, MAC Financial Services, Inc. will contact the customer at the beginning of the sales cycle, to better explain their financing options and guide them through the entire process until the transaction is finalized. There is a variety of sales incentive programs designed to encourage the sales team to include financing options with every quote. These incentives also apply to any future funded transactions originally referred by the vendor if they purchase equipment not sold by the referral source (certain conditions may apply).

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